Get pre-approved for a used car
We help arrange financing through our lending partners. Financing for many credit types (OAC). The quick form takes about two minutes; we'll contact you to go over your options. Applying doesn't commit you to anything.
Used car financing help in Toronto
Champs Auto Sales Inc. helps arrange financing for the cars on our lot in Scarborough through our lending partners. You tell us about the car you want and your situation, and we work with the lender on an approval. Champs Auto Sales Inc. is not a lender, and approval and terms depend on the lender (OAC).
Getting pre-approved before your viewing means you know where you stand when you book a viewing. Browse the cars in stock or shop by budget: Used Cars Under $10,000, Used Cars Under $15,000.
Financing questions
Is Champs Auto Sales a lender?
No. Champs Auto Sales Inc. is not a lender. We help arrange financing through our lending partners. Approval and terms depend on the lender (OAC).
Can I apply if my credit isn't perfect?
Our lending partners have options for many credit situations. Tell us about yours in the form and we'll go over what's possible. Approval is never guaranteed and depends on the lender's credit review (OAC).
Do I need to give my SIN?
No. We never ask for your SIN or banking passwords online.
What will my payments be?
We don't advertise rates or payments online. Any financing offer shows the annual percentage rate (APR), the term and the total cost of borrowing in writing before you sign.
Does applying commit me to anything?
No. Applying doesn't commit you to anything. We'll call or text to go over your options.
Can I include a trade-in?
Yes. Choose "Yes" under trade-in, or get a trade-in appraisal first. Still financed? We can work with your balance.